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Collateral Loans / Asset Backed

Updated: Feb 13

Because of how the funding is structured, secured (collateral) business loans offer the best rates and lowest payments. With a secured loan, small business owners can often qualify for more funding than they would with unsecured loans or lines of credit.

A collateral business loan is a secured loan that uses real estate as collateral to reduce the risk, which in turn reduces the cost of the loan. Because it’s a secured loan, small business owners can typically qualify for more funding than they would with revenue-based financing that isn’t secured by “hard” collateral.

All Fresh Capital and our affiliates offers small business secured loans from $25,000-$250,000, with no restrictions on how you can use your funds. The terms of your collateral business loan will depend primarily on your business’s cash flow, the business owner’s background, personal credit, repayment history, and the value and type of collateral. At All Fresh Capital, we never want to put anyone’s primary place of residence at risk, so we only accept developed property that is not the business or property owner’s primary residence as collateral. Get started now - apply here

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Collateral Business Loans are Ideal for:

  • Businesses who need low cost capital for a short period of time

  • Businesses seeking a larger or longer-term funding option than a merchant cash advance or other small business loan

  • Businesses looking to make a large purchase, such as new equipment or more inventory

  • Businesses planning an expansion, merger, or acquisition

Who Can Benefit from Collateral Loans?

Collateral Loans help businesses in most industries, including:

  • Automotive Businesses, Car dealers, auto repair shops, car parts stores, accessory manufacturers & more.

  • Construction Companies Contractors, electricians, plumbers, specialty tradespeople, & more.

  • Medical Practices Surgeons, psychiatrists, dermatologists, veterinarians, and all specialties.

  • Retailers Convenience stores, salons & spas, clothing stores, specialty stores, & more.

  • Manufacturers Metal manufacturing & machinery, food production, electronics, & more.

  • Business Services Advertising, maintenance, equipment rental, computer programming, & more.

Secured collateral loans can also benefit dental practices, attorneys, pharmacies, restaurants, gas stations, dry cleaners, and more. Our expert Funding Advisors will work closely with you to select the best funding option to help you achieve your business’s goals without sacrificing cash flow.

Will Your Business Qualify?

All Fresh Capital and our affiliates small business secured loan requirements are lower than traditional lenders and other alternative funders. Approval for a collateral business loan from All Fresh Capital and our affiliates isn’t based solely on your credit score—we know that credit scores don’t tell the whole story, so we focus on the overall health of your business and the property. Here are some factors we consider:

  • Type of collateral—we don’t accept primary residences as collateral

  • Value of collateral

  • Business revenue

  • Cash flow

  • Vendor payment history

  • Years in business

  • Public records

  • More...

Why Get Funded by All Fresh Capital and our affiliates?

When you apply for a secured collateral business loan from a bank, you’ll have to complete a long application and supply up to a year’s worth of detailed financial records. The process can take months with no guarantee of approval. At All Fresh Capital, your success is what matters to us most. Funding from All Fresh Capital can be obtained quickly and easily thanks to our streamlined application and fast approval process, and our knowledgeable Funding Advisors will stick with you every step of the way. Get started now - apply here

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